Many people across Africa rely on mobile internet for everyday activities, and with this comes a growing interest in global shopping. Increasingly, people are ordering from sites like Amazon, Aliexpress, Alibaba, and eBay, as well as subscribing to digital services such as Spotify, Google Play, and Netflix.
Unfortunately, high levels of fraud remain a challenge on the continent, impacting ordinary users. Common scams involve issues with bank accounts, credit or virtual cards, and digital wallets. For anyone making frequent online purchases, protecting their funds from fraudsters is essential.
In this article, we’ll explain how you can do so with the versatile Ultima virtual card for shopping from PSTNET. Issued by banks in the US and the EU, this card features advanced security technologies and is readily available to residents across Africa after a quick registration on the platform.
Read on for more:
- Ultima Card Features and Benefits
- Security Technologies: 3D Secure and Two-Factor Authentication
- How to Issue the Ultima Card without Documentation
- Where You Can Use the Ultima Card
- How to Avoid Online Fraud
Ultima Card: Features and Benefits
The Ultima card offers many advantages, including no fees for transactions, fund withdrawals, or blocked/frozen card actions. The only fee is a 2% top-up charge. The card can be topped up via bank transfers (SEPA/SWIFT) or with over 18 cryptocurrencies, including BTC, USDT (TRC20, ERC20), ETH, and others. Withdrawals can be made in USDT with zero fees.
The Ultima card has no spending or top-up limits, enabling the cardholder to manage their expenses freely. If used actively, for instance, for digital subscriptions and shopping, the card effectively becomes free. Otherwise, the base price starts at $7, reflecting its innovative technologies and compatibility with international banks.
For those intending to use it long-term, there’s a great deal – a year’s use for only $99, currently offered at a 48% discount. Compared to other cards on the market, Ultima remains among the most cost-effective choices.
Additionally, Ultima works with cryptocurrencies, enabling easy fiat withdrawals in dollars or euros, with automatic conversion managed within the user’s account.
- 0% transaction fee on any card operations
- 0% withdrawal fee
- No spending or top-up limits
- Unlimited card issuance
- Crypto conversion to dollars and euros in the user dashboard
Security Technology: 3D Secure and Two-Factor Authentication
Security is a major strength of the Ultima card. It includes the 3D Secure protocol, which ensures each financial operation is confirmed with a unique code sent to a Telegram bot or SMS for added safety. This is crucial for international transactions, especially with the prevalence of phishing sites designed to mimic well-known retailers.
If fraudsters were to access card details, they would still be unable to make payments without the confirmation code. Should a hacker also access the cardholder’s phone, Ultima provides additional protection with 3DS codes delivered through a secure Telegram bot. All PSTNET user data is safeguarded with two-factor authentication, which requires an SMS code as well as a login and password, securing user accounts comprehensively.
How to Issue the Ultima Card Without Documents
Thanks to its advanced security technology, the Ultima card doesn’t require lengthy verification processes. Africans can obtain it without needing to provide documents or proof of address, unlike with many other services.
To get started, register on the PSTNET platform using Google, Telegram, WhatsApp, Apple ID, or email. Registration is quick, with the system automatically recognising your details. Once registered, you gain instant access to your dashboard, where you can issue the Ultima card with a few clicks. The card is activated right after issuance, ready to use as soon as you top it up.
- Google, Telegram, WhatsApp, Apple ID, or email can all be used for 1 minute registration
- 24/7 support available via Telegram, WhatsApp, or live chat
- A Telegram bot for service updates
Where Can You Use the Ultima Card?
The Ultima card is truly versatile, compatible with Visa/Mastercard systems and accepted worldwide at all international retailers. Ultima can be used for PayPal, Netflix, ChatGPT, Spotify, booking services, rent payments, VPNs for secure connections, and cloud storage.
- Digital platforms and subscriptions: PayPal, Steam, Spotify, Netflix, Patreon, Unity 3D, and more
- App stores: AppStore, Google Play, Microsoft Store, PlayStation Store, Epic Games Store, and others
- Shopping: Aliexpress, Alibaba, ASOS, eBay, Amazon, and beyond
- Flights and travel bookings: Suitable for cruises and airline tickets
The Ultima card allows users to monitor expenses in real-time, with all transactions visible in the personal dashboard.
How to Avoid Online Fraud
In 2024, phishing remains the most common type of fraud. Scammers may use SMS, WhatsApp, or other messaging apps to pose as bank representatives, requesting that users click links to enter card details. Since mobile banking is common in Africa, fraudsters often impersonate mobile banking services like M-Pesa, Orange Money, or MTN Mobile Money. Always be cautious of unfamiliar links in messages. PSTNET’s support team is available in official communication channels to assist.
In some cases, scammers pretend to be mobile bank employees, requesting users “confirm” details or notifying them of a “received transfer” and then asking for a refund. Verify transactions directly through official channels or apps. Marketplaces like Jumia, OLX, and Konga also attract scammers who create fake seller profiles. Always use official payment methods on these platforms and avoid transferring funds directly to unfamiliar accounts.
Only make purchases on reputable sites, look for the padlock symbol (indicating HTTPS), and use an additional Ultima virtual card for one-off payments on less familiar sites.
Finally, regularly check your transaction history in your dashboard. If anything seems suspicious, contact your bank or virtual card provider immediately. PSTNET’s support is available 24/7 to quickly address any issues with your card.
Conclusion
Africans are increasingly shopping online, buying from international platforms and subscribing to digital services. Given the persistence of fraud on the continent, it’s crucial to choose secure payment tools for online purchases. One such tool is the Ultima dollar virtual card from PSTNET. With low fees, no spending or top-up limits, and support for cryptocurrencies, Ultima is a safe, convenient option.
Quickly issued after PSTNET registration, the Ultima card can be used worldwide, including for flights and digital services. To avoid online fraud, always verify website authenticity, use official channels for support, and create one-off virtual cards for uncertain payments.
