This year, the majority of consumers will be shopping online during the holiday season, with many planning on spending more this year compared to other years. The holiday season typically sees a spike in online activity, with the busiest days being between Black Friday and Cyber Monday.
However, with more consumers planning to do their shopping online, experts are seeing a surge in malicious cyber activity targeting unsuspecting consumers, including small businesses that are not prepared with the necessary cybersecurity infrastructure.
The holiday season tends to see a peak in online-related crime, with at least 48 percent of people saying that they have been scammed while shopping online during the holidays. A further 53 percent have said that they are most...
Email burst sending is a convenient solution to contact many people. It allows you to automate the preparation of messages, manage contacts, and lead the communication. Earlier, this process required significant human resources, time, and costs.
Modern services offer the same job simplified with convenient templates, contact list moderation, and tools for audience segmentation. It makes them perfect for both small businesses and large companies. Create personalized messages, moderate contact lists, and perform actions for any audience.
Mass email platforms offer a variety of convenient features. Still, there is no magic wand here. To ensure successful email delivery, follow basic recommendations. Ignoring these standards can hurt your sender reputation. Consequently, your emails will not reach the recipients' inboxes, even if they...
Send Money to OnlineTransfer Money from UK
Send Money from UK to Nigeria
Send Money to Nigeria
Valucard Nigeria, a joint acquirer of Visa International in Nigeria, now offers an online Visa card-to-card money transfer service in Nigeria. This service, called V-money transfer, will enable Visa International cardholders worldwide to send money to Visa & VPay cardholders in Nigeria. V-money can also be used to transfer money within Nigeria.
Receiving money in Nigeria
To be qualified to receive money through V-money transfer service, an issuer or bank that has subscribed to V-money transfer must issue your Visa card or VPay card. If you...
Lotto Nigeria is a weekly lottery game that is drawn twice a week (Saturdays and Wednesdays). Lotto Nigeria is a product of National Sports Lottery (NSL) plc. Presently the jackpot value of the Saturday draw is N2 million (17,242 USD), while the Wednesday jackpot is 1 million Naira (8,621 USD).
To play Lotto Nigeria you select six numbers from 1 to 49. If you can match all the six numbers in the national sports lottery draw, you win the jackpot prize. If however, you match five, four or three you also will some cash prize in the Lotto Nigeria draws.
In...
This page contains posts on this site on e-payment issues for easier access.
Electronic payment/transaction in Nigeria: an Overview
Electronic payment: PIN security basics
Intro: e-gold 101 basics
Valucard payment solution with VPay, Visa & VbV
InterSwitch e-payment solution
e-gold Electronic payment system
About i8550 POS terminal by NSL for Lotto, & electronic payments via Visa
About Moneymanager electronic/instant money transfer
Benefits of e-gold to you
NSL launches 30,000 i8550 POS terminals in Nigeria
Stopping one transaction scratch cards
Benefits of e-gold to Merchants
How does Moneymanager electronic/instant cash transfer work?
Send Money to Online
Transfer Money from UK
Send Money Online
Send Money to Nigeria
Are you looking for a convenient and secure electronic money transfer service in Nigeria? Are you looking for a scratch card that can comfortably replace mobile phone recharge cards as a means of money transfer within the country? Moneymanager card is what you need if you answer yes to any of these questions.
Moneymanager is an instant cash transfer card that can be used to transfer money to any part of Nigeria. Moneymanager card is aimed at providing convenient and secure electronic money transfer services to...
Send Money to Online
Transfer Money from UK
Send Money Online
Send Money to Nigeria
Moneymanager is an instant cash transfer card that can be used to transfer money to any part of Nigeria. Moneymanager card is aimed at providing convenient and secure electronic money transfer services to Nigerians.
Customers can buy Moneymanager scratch cards at dealer and agent outlets spread all over Nigeria. Once bought, the Pay-PIN codes can be sent via SMS to anyone in the country. Recipients of Moneymanager Pay-PIN codes can redeem the currency value of the scratched Moneymanager card via any branch of Access Bank, Fidelity...
The e-gold payment system is a secured internet payment solution. It is 100% backed by gold bullions and is widely accepted on the internet as a means of payment. egold is one of the only means of payment available to people with no access to credit/debit cards.
Merchants that allow the use of e-gold as a means of payment for products and services in their website enable millions of internet users without credit/debit cards to shop online.
In this page, we highlight some of the advantages of e-gold electronic payment system to merchants:
easy to start receiving payments
You can start...
Wondering why you should open an e-gold account? The e-gold payment system allows secure online payments for goods and services. It is 100% backed by gold bullions. Hence, the value stored in your account is related to value of gold or other precious metal.In this page, we highlight some advantages of e-gold electronic payment system to account holders:Opening an account is easyOpening an e-gold account is very easy. It is certainly easier than credit/debit cards. You do not need to open a bank account or fill a very lengthy form. You do not need to provide an international passport....
The e-gold payment system is an electronic payment system that enables account holders to make secure payments on the internet using value stored in precious metals like Gold, Silver, Platinum and Palladium in their account. These metals are called e-metals.
To understand e-gold you must look at it as a commodity and not a currency. It is an electronic commodity that is now accepted by a lot of merchants as a means of payment for their goods and services.
To use e-gold you must first buy it. However e-gold Ltd does not sell egold rather they only store it and help...
Your PIN is your Personal Identification Number. It is the number or characters that if entered when requested by an ATM machine or POS terminal or any other electronic payment channel grants access to your bank account or electronic wallet.
The implication of this is that if any person knows your PIN, such a person is one step away from having access to your account or e-wallet. If you are not using a chip card the PIN alone is enough for a fraudster to access your account. However, if you are using a chip based credit/debit card the fraudster will...
The e-gold payment system is an electronic payment system that enables the use of precious metals like Gold, Silver, Platinum and Palladium for secure online e-payment for goods and services. e-gold system is very popular because of its simplicity. It is even more popular in countries like Nigeria where debit and credit cards are not available or very hard to get.
In fact e-gold is one of the only online electronic payment solutions in countries with low penetration of credit and debit cards. Just about anyone can use e-gold. No matter your country of residence you can use this wonderful...
Valucard plc is the joint acquirer of Visa international in Nigeria. The company supports secure electronic transactions and payments in Nigeria.
Valucard promotes the VPay which is an online chip and pin card. VPay can be used as an ATM card to withdraw money from ATM machines. It can also serve as a Debit or credit card for purchase from a POS terminal or from a merchant on the internet.
Send Money online to Nigeria using Visa debit/credit cards
VPay like Visa card can be used to make a purchase wherever the Visa acceptance sign is displayed. Because VPay is chip based...
InterSwitch is a provider of secure electronic payment solutions in Nigeria. All Nigerian banks are connected to InterSwitch, making InterSwitch the most accessible e-payment network in Nigeria. If you have a Debit/ATM card in Nigeria, it is more likely to be from InterSwitch.
InterSwitch recently launched a Chip and PIN card branded as InterSwitch Verve, which offers improved security and reduces fraud. InterSwitch Verve cards are more difficult to duplicate and alter.
InterSwitch at present boasts of over 7,300 ATM machines deployed nationwide making cash withdrawals and other ATM services convenient and easily accessible to Nigerians. Other services available from these...
The National Sports Lottery (NSL) plc has gone into the business of providing secure electronic payment to Nigerians. The Company is collaborating with Valucard plc the joint acquirer of Visa international in Nigeria and a leader in electronic payment solutions.
i8550 POS terminals being deployed by NSL plc comes with a number of features that can be of benefit to merchants and retailers.
Citizens desirous of becoming NSL lotto agents can get one of these i8550 terminals for enabling customers play the lottery game. Lottery players can pay with cash after which they select any six digits. i8550 terminal then prints...
The National Sports Lottery (NSL) plc is currently deploying 30,000 i8550 POS terminals. This is aimed at making the lottery game easily accessible in more locations nationwide. NSL plc is the organiser and sponsor of the Lotto Nigeria game show. Lotto Nigeria is a weekly lottery game show that is drawn twice a week (Saturdays and Wednesdays).
Lotto Nigeria involves selecting six numbers from 49 possible options. If player matches all six drawn number he/she wins the jackpot. Players that match five, four or three number also win various sums.
The deployment of these i8550 POS terminals by NSL plc will...
If you have an internet connection you may then consider selling your products and services using your website. The sale of products and services over the internet is called ecommerce. A website that supports ecommerce is called an e-commerce application.
To use e-commerce you need a website that enables you accept orders and process payments. You also need a website that will help manage your inventory, delivery, etc.
Before setting up an ecommerce application, be sure you can handle it. An e-commerce application will enable you to sell your products 24 hours a day. There is no need allowing visitors to...
In Nigeria, a number of merchants have launched scratch cards or pin cards to help customers conveniently access their services online. These cards can only be used for transactions with the merchant that issued it. In most cases, these cards are only valid for one or just a few transactions.
The problem with this scenario is that to do business with any merchant you must have the scratch card of that particular merchant. This implies that one may have be carrying lots of electronic payment cards around making nonsense of its benefits.
Examination bodies like NECO, WAEC and JAMB currently have...
Electronic payment has come a long way in Nigeria, but still struggles to compete with the Nigerians love for cash. Nigerians love their cash so much that most transactions in the country are done with cash. Cash remains the preferred medium for payment in the country. Poor awareness of e-payment solutions, ignorance, poor banking culture, lack of trust, illiteracy and the love for the status quo have been fingered as responsible for the high volume of cash transactions in Nigeria.
Join us after the break for more on e-payment in Nigeria.
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