Payment processes and experiences evolved during the last decades, and thanks to different technological innovations, people from all corners of the world changed the way they behave when it comes to making transactions.
Until recently, cash was the obvious and preferred method of purchasing anything and everything, but with the emergence of safe and convenient electronic options, shoppers are quickly changing their attitudes.
Therefore, let’s take a look at some of the areas where online payments caused the biggest changes.
Shopping Online
Instead of taking their time to go to physical stores, people are getting more and more attracted to large e-commerce sites...
In Nigeria today, 70% of people now have a side hustle to increase their sources of income. There are cases of Bankers who sell shoes on Instagram, Office Receptionist who run online skincare business, and restaurant owner who have POS kiosks just in front of their shops.
These side hustles are not new to us, our social media platforms have become a full-blown marketplace and we are loving it.
One profitable Side hustle most entrepreneurs venture into now is the Agency Banking Business. You will see a Barber who also runs a POS Business or someone who has a shop in...
Since its birth in 2012, Jumia has graduated from being just an e-commerce shopping platform to one of the biggest and best processor of payments (see: JumiaPay), flight and ticketing platform (Jumia Travel), food service and restaurant discovery platform (Jumia Food), party drinks and supply (Jumia Party), and recently, the launch of a platform that allows payments of gadgets in installments (Jumia Flex). Interestingly, Jumia wants to do even more across Africa.
Earlier this year, Jumia introduced "Jumia One" — an application that conglomerates and unites all of its services (and more) onto one easily accessible platform.
The JumiaOne app is...
Jumia is, unarguably, the biggest online e-commerce shopping platform in the whole of Africa. And it doesn't seem the company is ready to vacate that spot for any new or old rival or competition.
Ever since the company's inception (as AIG — Africa Internet Group) in Lagos, Nigeria in 2012, Jumia has achieved a quite a lot: expanded operations to over 23 countries in Africa, has over 3,000 workers on its payroll, and have birthed many news services — the Jumia Flex gadget installment payment plan being the latest.
One of the company's product that has also led to the significant...
The modern world is the world of computers and the world of automation. Everything from schools to banks to businesses has now been automated in every function. These organizations have taken a step forward into technological advancement.
Perhaps the greatest change that the retail market has seen throughout this decade is the use of automated billing systems.
These can be found at all the major brand outlets and superstores such as Walmart and Levi’s and even at small businesses and shops that need to automate their Shop Sales in order to improve their efficiency and business transactions’ transparency.
One of the ways...
The western world developed much faster than the rest of the planet. That saw a lot of technological advancements that was lost on the other parts of the world. With the advent of the internet though, that gap was bridged in some ways.
Then, a new problem arose – transacting financially, and doing so seamlessly.
Even though there are a lot of payment gateways (PayPal, Skrill, Neteller et al), only a few of them could be used by those on the other end of the seas from the founding countries.
Falling into that category a lot, the launch of Paystack came to...
Sending and receiving money has always been problematic in the past but now, the table has turned. PayPal has appeared as a miracle and an easy way out for sending and receiving money. Transferring money has never been this easy!
Sending money anywhere on the globe is now just one-click away. Do you want to know the amazing features of PayPal? Here we are going to enlighten you with the seven smartest features of PayPal that can make you a fan of this amazing thing and make your life way easier and stress-free.
1. Deals in a number of currencies
Stressed about...
Leading retail banking giant, Diamond Bank Plc, has raised higher the bar in the delivery of unique financial services that suits customers changing lifestyles and needs.
In partnership with Women’s World Banking with support from Financial Sector Deepening Africa (FSD Africa) funded by UK aid from the UK government, Diamond Bank worked with Gamsole, Commonwealth (formerly D2D Fund) and Microsoft to open another window of money management opportunities for youth. The simplified digital financial platform will enable youths to plan their financial future, save, chat, and update their financial knowledge while playing games.
The financial service known as Dreamville, does not...
One of the most important things in any business is when payments are done promptly. As a business owner, when sending bills, you would want them to make their payments without delays. This is the reason why efficiency is crucial in the billing process is crucial. You may also read more about usage billing.
When the invoices are sent to customers and clients on time, the more likely the clients and customers will pay faster hence cash flow is enhanced. When the customers fail to pay on time, the cash flow is affected and consequently, the business suffers.
Even in this...
According to the BBC, 40% of Nigerian woman are entrepreneurs and that is the highest rate across Africa, and Cerve took advantage of this.
Cerve, the new kids on the block just recently completed a campaign aimed at empowering 300 female entrepreneurs in the Fashion, Beauty and Retail Industry with technology. This technology, a Retail point-of-sale system, often called POS systems, allow businesses to efficiently manage in-store sales, inventory and operating tasks. Cerve is amazing for SMEs since it offers an impressive array of sales, inventory, and business management features at a very affordable price.
For this campaign, Cerveapp.com opened up...
Zoto, a mobile payment app used by over 1 million Nigerians, has announced a new app design. According to company officials, the new app is designed to make Zoto the fastest and most reliable payment app in Nigeria. An introductory sales offer is also announced on this occasion, and this will enable users to enjoy services at just ₦1 only on the new app for a limited period.
In addition to subscription recharges, TV and broadband payments, the new app comes with services like electricity and betting payments also. This announcement was made at a press briefing in Zoto’s Lagos...
Guys, you will love this!
Earning free airtime has never been this easy and it’s right within your reach!
Nigeria’s fastest and most secure mobile payment solution, Zoto, has introduced yet another mouthwatering deal that will allow users earn as much as N40,000 airtime by simply referring family and friends to the platform.
Tagged Zoto Referral 3.0, the new package allows users earn N500 on each person that signs up and makes first-time recharge of at least N50 using their referrers’ code while at the same time their referees receive their own recharge bonus of N500.
Are you still there? What are you...
Reaches 350k downloads on Google app play store
Growing at 100% Month-on-Month
Zoto, a product of Hedonmark Management Services Limited and Nigeria’s fastest mobile recharge app, announced today that it has become the number one app in Google play store in Nigeria for the shopping category. With this new development, Zoto has registered a strong presence in the airtime recharge segment in Africa, which was dependent upon physical scratch recharge cards and USSD short codes until now.
Vipul Sharma, Founder & CEO, Zoto said
"We thank Nigeria for making us the number one mobile recharge app in such a short period...
Zoto is a mobile app that takes away all the hassle in buying airtime for your mobile phone. With just a few clicks you can load airtime on your mobile phone using the Zoto Mobile Recharge App. I recently installed the app on my Android phone and will be sharing my experience in this review. The Zoto Mobile Recharge App is also available for iOS devices.
50% Cashback on Each Recharge
There are a lot of convenient solutions for buying airtime for your mobile phone. However, what makes Zoto stand out is that you get free airtime when you recharge. Zoto...
On the 2nd of June, NairaBox launched its Mobile Wallet App for Android and iOS devices at a press event in Victoria Island Lagos. The new App from NairaBox will enable users pay bills, buy airtime, pay for events and cinema tickets, make donations, and more. The Mobile Wallet is currently available for Android phones, Android tablets, iPhone, and iPad.
Introducing the team and speaking on how easy it is to use the Mobile Wallet, Co-founder and Chief Operating Officer, Mr. Jay Chikezie said:
"You get Nairabox by following 3 steps which includes Downloading and Signing up, Add Funds, Use Nairabox...
Air Peace Booking website is as good as the competition with flight booking and online check-in. Air Peace Airline is one of the youngest airline (if not the youngest) in Nigeria, but has grown in popularity in the past few months with its affordable flights and good customer service.
Want to Book Cheap Flights Online? Click Here
Air Peace offers intending passengers a website where they can conveniently book flights online.
The Air Peace Booking website allows you book your airline ticket online. If you are a hand-luggage passenger, you can also check-in online.
Air Peace began operation in Nigeria in 2014 and...
Nigeria's leading e-commerce site Konga has taken the veil off its own unique payment solution called KongaPay, which looks set to redefine the e-commerce and online shopping scene in the country.
The new payment solution was first rumoured few months back after Konga advertised for the position of a KongaPay manager. The local e-commerce giant finally launched the payment solution recently at a low-key event.
About KongaPay
This payment gateway is designed to enable Konga customers pay seamlessly on the site. It eliminates the need for customers to enter their card details each time they are making purchases online.
All you need to...
In the event that you are running your business online there are some things that you will come to understand about OKPAY that you will definitely come to fall in love with. When you take some time and think about it, this is one of the most incredible money platforms available online that you will ever come across.
When you are using OKPAY online there are a host of benefits that you can enjoy which you will definitely not get from some of the other platforms that are currently available. It is a global world out there and the market...
To shop online, you need a debit or a credit card, but do you know how to use one? Although most online stores are easy to use, you may want a quick guide. This article is the guide you need. You will see what a debit card looks like and what the different parts represent. You will also discover the features you need to shop online.
Where to Shop Online
Jumia.com.ngfrom ₦500.00 Buy Now
In case you are wondering, your ATM card is a debit card and you can shop online with it if supported by an online store. Most cards we...
Are you in the UK and want to transfer money to your loved ones in Nigeria? Or you just want to pay a Nigerian business partner or consultant for services rendered in Nigeria?
Thinking of visiting a money transfer agent? Well, you don't have to. With Western Union you can now transfer money online to Nigeria.
All you need is an internet access and enough credit line or balance in your credit/debit card (issued by a UK bank) and you can conveniently transfer money to Nigeria.
Transfer Money without stress
With Western Union Send Money Online service you can transfer money to Nigeria...
Sending Money from UK to Nigeria is easier than ever before. With Western Union Send Money Online service, you can conveniently send money to your loved ones in Nigeria 24/7 from the comfort of your home or office. Being too busy to visit an agent location can no longer stop you. In minutes, you can transfer money to your loved ones from where you are right now.
Send Money Conveniently
With Western Union Send Money Online service, you can send up to 500 GBP per transaction for your first and second money transfers and if you go through an identification process,...
MasterCard has announced a partnership with a local Nigerian retailer, Flying Dove Limited, authorized distributor for Sony Corporation and owners and operators of Sony Centers in Nigeria. The partnership between MasterCard and Flying Dove will encourage customers to use electronic payment by offering 5% discount on purchases made with MasterCard at Sony Stores in Nigeria.
Where to Shop Online
Jumia.com.ng from ₦1500.00 View Offers
Speaking on the partnership, Omokehinde Ojomuyide, country manager, West Africa, MasterCard Worldwide said, "MasterCard cardholders will qualify for a 5% discount on the purchase of any item at Sony Centers across Nigeria.
In addition, and as part of the...
Zmobile is a mobile banking service from Zenith bank. Zmobile (meaning Zenith mobile) enables customers of Zenith bank to carry out various banking and...
Aero Airline (a.k.a Aero Contractors) offers a convenient online platform for handling your flight transaction. At the Aero air online booking platform, you can...